No cell phone because of SCHUFA?

Cell phone contracts with Telekom, Vodafone, 1&1 and others

It's hard to imagine life without a cell phone. The fact that you might have a problem with a SCHUFA entry is often noticed by the fact that a new cell phone contract is not approved. But what exactly is this all about? The large telephone companies are usually linked to the SCHUFA. So if you want to sign a new cell phone contract, the data stored at SCHUFA is accessed almost in real time. You agree to this in the fine print when you apply for the cell phone contract. Of course, you could also not agree, but then you probably won't get the contract.

Why SCHUFA query for cell phone contract?

Telephone companies spend a lot of money to provide us with the network capacities we need. Put simply: that we can make phone calls and surf the Internet when we switch on our cell phones. The companies therefore depend on getting the money for their services from us. If you now look at the fact that the number of private insolvencies in Germany alone in 2018 was around 90,000, you can imagine that many people have payment problems. The telephone companies want and need to protect themselves from this risk so that they can continue to offer their services to all other customers at fair prices.

What to do if a cell phone contract is rejected because of SCHUFA?

It is advisable to check what SCHUFA has stored at all. This can be done easily and conveniently here on our site, but you can also write to SCHUFA yourself and request a list of the stored data free of charge. This takes a few days until the information is in the mailbox. But it contains everything that is known about you. Take a close look at the document. Sometimes there are entries in it that mean you don't get the cell phone contract you urgently need, and which should actually have been deleted already. Remember: wherever people work, mistakes happen. For example, it may be that for various reasons long settled claims are still registered with SCHUFA. Go through the document line by line and see if everything is correct. There is only one remedy against justified entries: pay the debt or agree on an installment payment. The sooner the matter is settled, the sooner the entry will disappear. You can take action against obviously false or outdated entries here via our site. We have prepared a form for you, which can be used to have SCHUFA entries deleted, provided that the legal requirements are met. These prerequisites include whether the claim has been paid, but also deletion deadlines. Not everything has to be deleted by SCHUFA immediately, this is regulated by law.

Prepaid rates without SCHUFA

There are providers who will give you the coveted access to the mobile network even with a difficult SCHUFA. You should simply give that a try. A proven strategy is not to pick the most expensive contract and the latest iPhone, but to start small and make payments as agreed. If the provider then realizes that you are reliable and stick to the agreements, there is a higher chance that you may soon get a more interesting rate.

However, the most important step: check your SCHUFA information regularly.

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Privacy
We, NLTS Global Analytics s.r.o (registered office: Czech Republic), process personal data for the operation of this website only to the extent that is technically absolutely necessary. All details can be found in our privacy policy.